# Is PIVY for You?

**Unsure if PIVY is for you? Start here.**

Otherwise, skip straight to [**PIVY's Practical Privacy**](/is-pivy-for-you/pivys-practical-privacy.md) to understand what we provide (and what we don't).

## Why Privacy Matters

Blockchains are transparent by design which means every transaction is recorded publicly.\
So once someone knows your wallet address, they can see your entire on-chain activity: how much you’ve received, who sent it, and even which apps you’ve used.

PIVY solves this by creating [**stealth addresses**](/basics/concepts/stealth-address.md) for every payment, making it unlinkable to your main crypto account.

***

## PIVY for Every Use Case

<details>

<summary>For People New to Crypto</summary>

#### WE KNOW THE PAIN

Traditional global payment solution and marketplace are slow and costly.&#x20;

* PayPal takes more than 2% in fees
* Stripe doesn't work in every country
* Wire transfers take 3-5 days and can cost up to $50
* Payment gateways take up to 5% in fees
* Gumroad takes up to 30%

and there's no transparency.

#### WITH PIVY

Instant global payments and fees as low as 0.1%\*.\
Perfect for:

* Freelancers and gig workers
* Small businesses expanding globally
* Content creators and digital product sellers

Keep 99%+ of what you earn.

{% hint style="info" %}
Right now, PIVY charges absolutely nothing in platform fees. When we do add a small fee someday, we'll make sure to tell you first and keep it low, less than 1%. You'll always get to keep what you've earned, that's non-negotiable.
{% endhint %}

</details>

<details>

<summary>For People Already Using Crypto</summary>

#### WE KNOW THE PAIN

Crypto payments are powerful, but we still deal with these problems:

* One typo in an address = money gone forever
* Deciding on which chain to settle
* Juggling multiple addresses across networks
* Test payment confirmation before settling the whole payment
* Asking for tx hashes to verify payments

...and of course, exposing your on-chain activity

#### WITH PIVY

* Get paid by sharing a payment link, QR, or username
* Privacy by default, fresh address for every transaction
* Auto-organized with tagging and notes
* Auto-bridging for USDC
* No more copy pasting long address

Perfect for:

* Web3 freelancers & consultants managing multiple clients and projects
* DAOs & Web3 teams paying contributors without address anxiety
* Privacy-conscious users who want to accept crypto without doxxing their portfolio
* Crypto giveaways or just a fun way to send crypto with friends!

The use case is **endless**! Get creative.

</details>


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